Mortgage & Rental Profit Calculator

Mortgage & Rental Profit Calculator

Estimate your monthly mortgage payment, rental income, expenses, cash flow, and potential rental profit in seconds.

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Mortgage & Rental Profit Calculator

Property Details

Mortgage Details

Rental Expenses

Advanced annual & other expenses

Results

Monthly Mortgage Payment$0
Monthly Rental Income$0
Total Monthly Expenses$0
Monthly Cash Flow$0
Monthly Rental Profit$0
Annual Rental Income$0
Annual Operating Expenses$0
Annual Cash Flow / Profit$0
Cash-on-Cash Return: 0.00%Cap Rate: 0.00%Gross Rental Yield: 0.00%DSCR: 0.00Estimated ROI: 0.00%

Monthly Breakdown

Rental Income$0
Mortgage$0
Operating Expenses$0
Net Profit$0

Profit Summary

Positive monthly cash flow — this rental can carry itself under current assumptions.

Break-even Rent$0
Current rent$0
Conservative
Monthly: $0
Annual: $0
Expected
Monthly: $0
Annual: $0
Optimistic
Monthly: $0
Annual: $0

How rental profit is calculated

MONTHLY CASH FLOW

Rental Income − Mortgage − Operating Expenses

ANNUAL RETURN

Monthly Cash Flow × 12, adjusted for your upfront investment

The assumptions that matter most

A clear rental forecast includes financing, taxes, insurance, vacancy, management, maintenance, and realistic operating reserves. Adjust any assumption in the calculator to stress-test the deal before you commit.

Understanding Property Management Fees

Property management fees help owners understand the ongoing cost of operating rental homes with professional support. Here’s what to consider before comparing service agreements.

What Is a Property Management Fee?

It is the amount paid for ongoing rental operations, which may include collection, communication, coordination, and reporting.

How Much Do Property Managers Charge?

Managers may use a percentage of collected rent, a fixed recurring fee, or a combination of pricing approaches depending on the property and scope.

What Services Can Management Fees Cover?

Rent collection · Tenant communication · Maintenance coordination · Property inspections · Notices and tenant management · Lease administration · Owner communication · Property operations

Additional Property Management Fees

Some agreements may separately charge for tenant placement, lease renewal, maintenance coordination, advertising, inspections, and eviction coordination.

Run the numbers. Then run the property.

Self-managed rentals

You track rent, expenses, tenants, and maintenance across separate tools — and spend more time chasing details.

Managed with Seamless Tenants

Bring rent, expenses, maintenance, tenants, and property performance into one clear operating system.

Want to manage your rental property more efficiently?

Track rent, expenses, tenants, maintenance, and property performance from one powerful platform.